General: 605-225-2488
Consumer Loans: 605-725-LOAN
Mortgage Loans: 605-725-2328
Collection Dept: 605-725-0717
Lost or Stolen Debit Card:
800-472-3272
49°
current conditions:overcast
Your savings federally insured to at least $250000 and backed by the full faith and credit of the United States Government.
Checking Accounts
What is a Share Draft Account?
A Share Draft Account is a personal checking account that requires no minimum balance, charges no monthly check fees, and offers overdraft protection from other share accounts and/or an Overdraft Protection Loan.
Share Draft Account Quick Facts:
- No minimum balance
- No monthly check fees
- Overdraft Protection available
- Free VISA® Check Card for members
- Free Bill Pay on It's Me 247 Online Banking
Aberdeen Federal Credit Union pays dividends on personal share draft accounts.
Business Checking
Aberdeen Federal Credit Union offers three levels of Business Checking. Much like Share Draft Accounts, a Business Checking account requires no minimum balance and offers the same overdraft protection.
Business Checking Quick Facts:
- No minimum balance required
- Overdraft Protection available
- Free VISA® Check Card for members
- First 100 checks deposited for free
- Free Bill Pay on It's Me 247 Online Banking
Compare our Business Checking accounts below.
Effective as of 5/1/13
| Bronze | Silver | Gold |
Minimum Balance | $1,000 | $5,000 | $20,000 |
Dividend Rate | 0.05% | 0.10% | 0.15% |
APY | 0.05% | 0.10% | 0.15% |
Free Online Services |  | | |
Monthly check deposit fees are based on quantity.
Effective as of 3/1/13
101-499 | $0.07 per check |
500-1999 | $0.06 per check |
2000+ | $0.05 per check |
