Aberdeen Federal Credit Union

Loan Rates

Secured Loans

Payment Schedule - at 3.99% APR, 60 monthly payments of $18.42 per $1,000.00 borrowed. All Secured Loans have a maximum term of 84 months.

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Effective as of 3/1/19

 

Tier 1A

Tier 1

Tier 2

Tier 3

Tier 4

Tier 5

APR

3.99%4.49%6.49%9.49%12.49%14.99%

 

Home Loans

Purchase or Refinance

Click here for Mortgage Application

Effective as of 2/13/19

SDHDA - First Time Home Buyer

3.625%

Conventional (15 year)

3.875%

Conventional (30 year)

4.750%

FHA (Federal Housing Administration)

4.000%

Rural Development

4.500%

VA

4.125%

 

HELOC Rates

Variable Rate APR

Effective as of 3/1/19

 

Tier 1A

Tier 1

Tier 2

Tier 3

Tier 4

Tier 5

APR

4.50%5.00%6.50%8.50%12.50%17.50%

 

Real Estate Loans

Payment Schedule - at 5.75% APR, 360 monthly payments of $5.84 per $1000.00 borrowed.

Click here for Mortgage Application

 

Effective as of 3/1/19

 

Tier 1A

Tier 1

Tier 2

Tier 3

Tier 4

Tier 5

APR

5.75%6.25%7.75%10.25%13.00%14.75%

 

Unsecured Loans

Payment Schedule - at 12.25% APR, 48 monthly payments of $26.46 per $1000.00 borrowed. All Unsecured Loans have a maximum term of 48 months.

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Effective as of 3/1/19

 

Tier 1A

Tier 1

Tier 2

Tier 3

Tier 4

Tier 5

APR

12.25%12.75%14.25%15.50%16.50%17.50%

 

Business Loans

We offer many types of commercial loans, including SBA loans. We have a wide range of terms and products available to suit your business needs. To begin your application apply online below.

For commercial real estate loans subtract 0.50% from the rates listed below.

Apply for a loan!

Effective as of 3/1/19

 

Tier 1

Tier 2

Tier 3

Tier 4

Tier 5

Current Rate

5.75%6.75%8.25%9.75%12.25%

 

Rates and terms are subject to change without notice. Rates quoted with 1% origination fee for a 60-day lock. Interest rates assume credit history in good standing. All loan applications subject to credit and property approval. Flood and/or property hazard insurance may be required. Additional fees and closing costs apply. Assumes no subordinate financing. Maximum loan limits and minimum equity/down payment requirements apply. Other restrictions may apply.