General: 605-225-2488
Consumer Loans: 605-725-LOAN
Mortgage Loans: 605-725-2328
Lost or Stolen Debit Card:
800-554-8969
11°
current conditions:fair
Your savings federally insured to at least $250000 and backed by the full faith and credit of the United States Government.
Deposit Rates
Share Accounts
Effective as of 8/1/08
| Regular Savings | Super Savings ($5.00 - $999.99) | Super Savings ($1000+) | Christmas Club | IRA |
Minimum Balance | $5.00 | $5.00 | $1000 | NA | NA |
Dividend Rate | 0.50% | 0.50% | 0.75% | 1.50% | 3.25% |
APY | 0.51% | 0.51% | 0.76% | 1.50% | 3.30% |
Share Certificates
Effective as of 7/10/08
| 3 Month | 6 Month | 12 Month | 18 Month | 24 Month |
Dividend Rate | 2.00% | 2.25% | 2.50% | 2.75% | 3.00% |
APY | 2.01% | 2.27% | 2.52% | 2.78% | 3.03% |
Share Draft Account
Effective as of 3/20/08
| $0 - $499 | $500 - $999 | $1000 - $2499 | $2,500 - $4,999 | $5,000+ |
Dividend Rate | 0.25% | 0.40% | 0.50% | 0.55% | 0.60% |
APY | 0.25% | 0.40% | 0.50% | 0.55% | 0.60% |
Business Checking
Effective as of 3/20/08
| Bronze | Silver | Gold |
Minimum Balance | $1,000 | $5,000 | $20,000 |
Dividend Rate | 0.25% | 0.40% | 0.50% |
APY | 0.25% | 0.40% | 0.50% |
Rates may change at any time without prior notice. Dividends are calculated using the Daily Balance Method on all share accounts. Dividends are posted on November 1st for Christmas Club Savings Accounts. All other share account dividends will be paid at the end of each month. Fees could reduce earnings on the account.
