Aberdeen Federal Credit Union

Deposit Rates

Share Accounts

Effective as of 7/1/14

 

Regular Savings

Super Savings ($5.00 - $999.99)

Super Savings ($1000+)

Christmas Club (Up to $5,000)

IRA

Minimum Balance

$5.00$5.00$1000NANA

Dividend Rate

0.10%0.10%0.15%1.00%1.00%

APY

0.10%0.10%0.15%1.00%1.00%

 

Share Certificates

Effective as of 7/1/14

 

3 Month

6 Month

12 Month

18 Month

24 Month

Dividend Rate

.20%.35%.50%.75%1.00%

APY

.20%.35%.50%.75%1.00%

 

Share Draft Account

Effective as of 7/1/14

 

$0 - $499

$500 - $999

$1000 - $2499

$2,500 - $4,999

$5,000+

Dividend Rate

0.05%0.05%0.05%0.10%0.15%

APY

0.05%0.05%0.05%0.10%0.15%

 

Business Checking

Effective as of 7/1/14

 

Bronze

Silver

Gold

Minimum Balance

$1,000$5,000$20,000

Dividend Rate

0.05%0.10%0.15%

APY

0.05%0.10%0.15%

 

Christmas Club

Effective as of 7/1/14

 

$0.01 - $5,000

$5,000.01+

Minimum Balance

NA$5000.01

Dividend Rate

1.0%0.15%

 

Rates may change at any time without prior notice. Dividends are calculated using the Daily Balance Method on all share accounts. Dividends are posted on November 1st for Christmas Club Savings Accounts. All other share account dividends will be paid at the end of each month. Fees could reduce earnings on the account.